Online Guide to Investments and Insurance

Before you approach a college professor to ask him to take on your product as a class project you will need to clearly establish what it is you wish to learn. There are usually no set guidelines on what the students will and will not do as a part of the project. The clearer you [...]

While there is a charge for a subscription to Inventors’ Digest Magazine, their website is completely free. You can find articles relevant to issues faced by the independent inventor, classified ads for services needed by independent inventors as well as a complete listing of tradeshows for all sectors of the market. For very reasonable fees, [...]

Mutual funds are diversified. Diversification is supposed to create steady returns. I simply do not believe it does. Mass psychology reigns in mutual fund investing. By definition, a mutual fund is a herd of mindless investors led by an adored mutual fund manager.
Mutual fund complexes promote their newest and hottest fund. Investors pour cash into [...]

Back-end loads may appear to be a good deal to you. Each year you hold the fund, the load goes down. After a year or two, the broker will recommend you switch funds. Many reasons can be given. You can avoid a taxable gain that will be distributed to you if you hold on. A [...]

The process of discovering who you are in relation to investments is different for everybody. We all start at different places based on our genetic makeup, our childhood, and our good or bad fortune, we move through
different experiences in life, and arrive at different places. This book does not claim that this simple three-step program [...]

It’s easy to see why you’d want to hire a professional to help you get out of debt. Just sorting out the paperwork can feel like you need an advanced degree. But unfortunately, most of what a financial planner or a debt counselor is going to tell you is either common sense or something you’ll [...]

A few years ago, one of my friends talked me into a 5k “mud run” at the Marine base near us. This was a day that the base let nonmilitary folks come and run the bootcamp obstacle course for prizes.
My friend, who plays competitive soccer, left me in the dust after the first mile. After [...]

Modeling risk can be associated with the data quality as well as simple bugs in the calculation engine. The sector came of age at a time when the reporting requirements were minimal. Some servicers have voluntarily increased the volume of reported data. Best practices for disclosure in the sector include web-posted reports, detailed lease rollover [...]